The mail today is littered with charge card offers. Every time you open a letter from a bank, there seems to be an unbelievable deal about a new card with no interest rates, high limits and low minimum payments.
In reality, how many of these offers can be trusted at face value? It is easy [...]

At least five institutions, including Axis Bank and SBI Card, have shown interest in buying the credit card business of Barclays India.
“We are evaluating the various options and will choose the route which serves the interest of our stakeholders,” said Karan Bhagat, managing director and country head of Barclays Corporate.
Barclays India put the business [...]

Like most things, there are 2 sides to a coin when it comes to possessing a credit card. Sure, it’s easy because you don’t have to bring cash around, but if you’re not careful, you could up nights worrying about how to get rid of credit card debt. To make sure you reap all [...]

1. Do not exceed your credit limit. It is almost obvious, and yet some people do not realize that can happen because it is a “limit” after all. In anticipation of purchases (not instant), recurrent expenditures, interest charges and collection can have a card “over the limit.” In other words, the rates over time, [...]

Credit cards are common financial tool used by people to manage their finances. Some people have myths about the credit cards that are hard to dislodge. Even though many consumer groups and card providers are working hard to ensure many people understand the nature and use of credit card, a lot more has to [...]

Credit cards are very handy to carry instead of cash. Most of us get credit card offers through traditional mail which specifies that you are already pre-approved but you still have to wait for weeks when you apply for card. Internet has made life much easier and so with internet if you apply for [...]

Most people do not really understand credit card benefits and why you should use them.
In the day to day operations of your personal finances, credit cards have become just a normal part of doing business. If you are renting a car, booking airline tickets are out shopping online for clothes or gifts you will [...]